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It's possible to trade profitably on the Forex, the nearly $2 trillion worldwide currency exchange market. But the odds are against you, even more so if you don't prepare and plan your trades. According to a 2014 Bloomberg report, several analyses of retail Forex trading, including one by the National Futures Association (NFA), the industry's regulatory body, concluded that more than two out of three Forex traders lose money. This suggests that self-education and caution are recommended. Here are some approaches that may improve your odds of taking a profit. Prepare Before You Begin Trading Because the Forex market is highly leveraged -- as much as 50 to 1 -- it can have the same appeal as buying a lottery ticket: some small chance of making a killing. This, however, isn't trading; it's gambling, with the odds long against you. A better way of entering the Forex market is to carefully prepare. Beginning with a practice account is helpful and risk-free. While you're trading in your practice account, read the most frequently recommended Forex trading books, among them Currency Forecasting: A Guide to Fundamental and Technical Models of Exchange Rate Determination, by Michael R. Rosenberg is short, not too sweet and highly admired introduction to the Forex market. Forex Strategies: Best Forex Strategies for High Profits and Reduced Risk, by Matthew Maybury is an excellent introduction to Forex trading. The Little Book of Currency Trading: How to Make Big Profits in the World of Forex, by Kathy Lien is another concise introduction that has stood the test of time. All three are available on Amazon. Rosenberg's book, unfortunately, is pricey, but it's widely available in public libraries. "Trading in the Zone: Master the Market with Confidence, Discipline and a Winning Attitude," by Mark Douglas is another good book that's available on Amazon, and, again, somewhat pricey, although the Kindle edition is not. Use the information gained from your reading to plan your trades before plunging in. The more you change your plan, the more you end up in trouble and the less likely that elusive forex profit will end up in your pocket. Diversify and Limit Your Risks Two strategies that belong in every trader's arsenal are: Diversification: Traders who execute many small traders, particularly in different markets where the correlation between markets is low, have a better chance of making a profit. Putting all your money in one big trade is always a bad idea. Familiarize yourself with ways guaranteeing a profit on an already profitable order, such as a trailing stop, and of limiting losses using stop and limit orders. These strategies and more are covered in the recommended books. Novice traders often make the mistake of concentrating on how to win; it's even more important to understand how to limit your losses. Be Patient Forex traders, particularly beginners, are prone to getting nervous if a trade does not go their way immediately, or if the trade goes into a little profit they get itchy to pull the plug and walk away with a small profit that could have been a significant profit with little downside risk using appropriate risk reduction strategies. In "On Any Given Sunday," Al Pacino reminds us that "football is a game of inches." That's a winning attitude in the Forex market as well. Remember that you are going to win some trades and lose others. Take satisfaction in the accumulation of a few more wins than losses. Over time, that could make you rich!

monkey tails frozen banana dessert

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My girls inherited something really terrible from their father.

It’s called…

An ice cream obsession.

I know this is going to come as a surprise to many but I’m not an ice cream girl.

Don’t get me wrong. I will eat ice cream and thoroughly enjoy it but I wouldn’t choose it over a warm slice of fruit pie or better yet, a savory dish.
The hubs on the other hand would eat ice cream anytime of the day no matter how full he is. Ice cream is his thing.

Unfortunately for him, we don’t get it often because not only is the hubs obsessed, so are my girls. They have the curse of ice cream and innocently claim that it just fills the cracks. Yes, this is a problem.

It is even a good recipe to get the little hands involved. I mean what kid doesn’t love sprinkles? Regardless of my love hate relationship with them. Lets be honest, whenever sprinkles come out we seem to use the entire container in one recipe. Why? Because my kids use it as confetti, against my will of course and manage to sprinkle the entire kitchen in the time it takes me to turn around before I can even mutter any words out. ->SIGH<-
That is why the sprinkles are hidden in the  highest cupboard and they are only allowed out on special occasions.

Not that it matters, it’s not like my floor needs cleaned every other hour of the day anyways. The janitor (our dog) does a decent job of keeping things cleaned, but even he gets tired of keeping up.

Speaking of kids, did you know that my oldest (4yr old) is now old enough to drive.

I know, time flies.

Okay, seriously she thinks she is old enough. The conversation went like this.

Ava: Hey mom, can I drive to town today?

Me: What?!? Drive, no you are not old enough.

Ava: How old do I have to be to drive, because I’m almost five.

Addie (middle daughter who is two): Ninety-nine

Ava: No Addie, stop saying that

Addie: Ninety-nine (and now smiling)

Ava: Stop it Addie!

Addie: Ninety-nine…..four more times as Ava keeps getting more mad.

Ava: I do not Addie! Mom! Addie said I have to be ninety-nine and I know that isn’t true. Addie is lying (said in a whiny voice).

Me: You have to be sixteen, not ninety-nine and Addie has no idea what she is talking about so just let her be. She is just trying to make you mad and guess what she is winning.

Me Thinking and crying inside my head: How can they possibly argue about everything and why is this starting so soon!

INGREDIENTS
  • 3 bananas
  • 6 Tbsp sunbutter (or other nut butter)
  • ½ cup semi-sweet chocolate chips
  • 1 tsp coconut oil
  • Toppings:
  • Chopped nuts, peanuts, pistachios, almonds
  • Flaked coconut
  • Sprinkles

INSTRUCTIONS
  1. Cut the bananas in half and insert a popsicle stick into each one.
  2. Coat each in 1 Tbsp nut butter (can be thinned with coconut oil if needed)
  3. Freeze for 1-2 hours or overnight.
  4. Once frozen you can make your chocolate shell.
  5. Using a double boiler (pan of boiling water with another metal or glass dish on top of the boiling water) melt the chocolate and coconut oil.
  6. Dip frozen bananas coated in nut butter in the chocolate using a spoon to evenly coat.
  7. Sprinkle with additional toppings.
  8. Repeat with remaining bananas and freeze again.
  9. Once frozen remove and enjoy!

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